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CHOICE PLUS CASH BACK POWER PREFERRED

CHOICE PLUS

Benefits/Rewards
  • Merchant discounts
  • ID Fraud Protection
  • Identity Restoration
  • Wallet Replacement
  • No minimum balance
  • Bounce protection
  • Unlimited check writing
  • Checks imaged
Interest None
Monthly Maintenance Fee $5.95 but can be reduced or eliminated if qualifications are met
ATM Transaction Fee* None at BANKWEST ATMs, $1.50 at other ATMs
Debit Card Fee** None
Qualifications***
  • Enroll and receive electronic statement ($3 credit); valid email address required
  • Have debit card point of sale transactions post and settle ($0.15 credit for each)
Options
  • Overdraft Protection**
  • Direct Deposit
  • Internet Banking & Bill Pay
  • 24-Hour Bankline
  • Mobile Banking1

CASH BACK

Benefits/Rewards
  • If qualifications are met each monthly qualification cycle:
  • 2.00% cash back on up to $200 debit card transactions (excluding returns) that post and settle; $4 total cash back
  • No minimum balance to earn cash back
  • No monthly maintenance fee
  • Bounce protection
  • Unlimited check writing
  • Checks imaged
Interest None
Monthly Maintenance Fee None
ATM Transaction Fee* None at BANKWEST ATMs, $1.50 at other ATMs
Debit Card Fee** None
Qualifications***
  • Enroll and log into Internet Banking
  • Have one automatic payment (ACH) post and settle
  • Enroll and receive electronic statement (valid email address required)
  • Have 20 debit card point of sale transactions post and settle; $5 minimum transaction required
  • One account per customer
Options
  • Overdraft Protection**
  • Direct Deposit
  • Internet Banking & Bill Pay
  • 24-Hour Bankline
  • Mobile Banking1

POWER

Benefits/Rewards
  • If qualifications are met each monthly qualification cycle:
  • Receive ATM fee refunds+
  • Earn interest (refer to deposit rate sheet)
  • No minimum balance to earn interest
  • No monthly maintenance fee
  • Bounce protection
  • Unlimited check writing
  • Checks imaged
Interest Yes
Monthly Maintenance Fee None
ATM Transaction Fee* None at BANKWEST ATMs, $1.50 at other ATMs
Debit Card Fee** None
Qualifications***
  • Enroll and log into Internet Banking
  • Have one direct deposit or one automatic payment (ACH) post and settle
  • Enroll and receive electronic statement (valid email address required)
  • Have 10 debit card point of sale transactions post and settle
  • One account per customer
Options
  • Overdraft Protection**
  • Direct Deposit
  • Internet Banking & Bill Pay
  • 24-Hour Bankline
  • Mobile Banking 1

PREFERRED

Benefits/Rewards
  • Pre-approved credit line**
  • Bounce protection
  • Unlimited check writing
  • Checks imaged
  • No fee for money orders, cashier’s checks and photo copies
Interest Yes
Monthly Maintenance Fee $15 if balance falls below the qualification
ATM Transaction Fee* None
Debit Card Fee** None
Qualifications*** Have $50,000 in any combination of deposits
Options
  • Overdraft Protection**
  • Direct Deposit
  • Internet Banking and Bill Pay
  • 24-Hour Bankline
  • Mobile Banking 1

$50 minimum deposit required to open account. Ask for full Truth-In-Savings Disclosure.

* - Additional fees may also apply at other non-BANKWEST owned ATMs.
** - Separate application and credit approval required.
*** - Qualifications must be met each monthly qualification cycle in order to receive benefits/rewards. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.
+ - ATM fees of $4.99 or less refunded to maximum of $4.99 per individual transaction; $30 maximum per cycle. ATM fees $5 or higher refunded if appropriate ATM receipt presented.
1 - Download BANKWEST Mobile Banking app for Apple, Android and Amazon Kindle