Checking
We have designed checking options to meet the needs of our customers.
Whether you prefer a basic account or a complete package of services, the right checking account is here for you at BANKWEST
Basic Checking (Basic Account)
- No minimum balance required
- No monthly maintenance/check fees
- ATM transactions*
- Cash & Check Card** – no fee
- Unlimited check writing
- Imaged checks
- Bounce Protection
BANKWEST Checking (A Smart Service Package)
- No minimum balance required
- $5 monthly maintenance fee (up to 30 checks per month)
- 35¢ per check over 30
- ATM transactions – no fee
- Cash & Check Card** – no fee
- No-fee basic-style checks (2 orders per year)
- Unlimited check writing
- No-fee money orders
- No-fee cashier's checks
- No-fee photocopy service
- Imaged checks
- Bounce Protection
- Also serves as the senior account -
Maintenance and check/withdrawal fees will be waived for senior citizens 55 years and older
Advantage Checking (Pays Interest)
- $500 minimum balance required
- Pays interest (Tiered Rate)
- No monthly maintenance fee with minimum balance – Otherwise, $10 per month plus 35¢ per check
- ATM transactions*
- Cash & Check Card** – no fee
- Unlimited check writing
- Imaged Checks
- Bounce Protection
Preferred Checking (The Investor's Choice)
- $50,000 minimum balance required in any combination of deposits
- Pays interest (Premium Rate)
- No monthly fee with minimum balance – Otherwise, $15 per month
- ATM transactions – no fee
- Cash & Check Card** – no fee
- No-fee basic-style checks
- Unlimited check writing
- No-fee money orders
- No-fee cashier's checks
- No-fee photocopy service
- Imaged checks
- 0.25% CD rate bonus
- Pre-approved credit line
- Bounce Protection
Please note: All checking accounts have the option of Direct Deposit, Overdraft Protection**, Internet Banking, Internet Bill Pay, Electronic Statements and 24-hour Bankline
$50 minimum deposit required to open checking accounts (except the Advantage checking requires $500.00). Ask for full truth-in-savings disclosure
* BANKWEST ATMs - No fee, other ATMs - $1.50 (additional fees may also apply at other non-BANKWEST owned ATMs)
** Subject to approved application
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