Checking

We have designed checking options to meet the needs of our customers.
Whether you prefer a basic account or a complete package of services, the right checking account is here for you at BANKWEST

Basic Checking (Basic Account)

• No minimum balance required
• No monthly maintenance/check fees
• ATM transactions*
• Cash & Check Card** – no fee
• Unlimited check writing
• Imaged checks
• Bounce Protection

BANKWEST Checking (A Smart Service Package)

• No minimum balance required
• $5 monthly maintenance fee (up to 30 checks per month)
• 35¢ per check over 30
• ATM transactions – no fee
• Cash & Check Card** – no fee
• No-fee basic-style checks (2 orders per year)
• Unlimited check writing
• No-fee money orders
• No-fee cashier's checks
• No-fee photocopy service
• Imaged checks
• Bounce Protection
• Also serves as the senior account - Maintenance and check/withdrawal fees will be waived for senior citizens 55 years and older

Advantage Checking (Pays Interest)

• $500 minimum balance required
• Pays interest (Tiered Rate)
• No monthly maintenance fee with minimum balance – Otherwise, $10 per month plus 35¢ per check
• ATM transactions*
• Cash & Check Card** – no fee
• Unlimited check writing
• Imaged Checks
• Bounce Protection

Preferred Checking (The Investor's Choice)

• $50,000 minimum balance required in any combination of deposits
• Pays interest (Premium Rate)
• No monthly fee with minimum balance – Otherwise, $15 per month
• ATM transactions – no fee
• Cash & Check Card** – no fee
• No-fee basic-style checks
• Unlimited check writing
• No-fee money orders
• No-fee cashier's checks
• No-fee photocopy service
• Imaged checks
• 0.25% CD rate bonus
• Pre-approved credit line
• Bounce Protection

Please note: All checking accounts have the option of Direct Deposit, Overdraft Protection**, Internet Banking, Internet Bill Pay, Electronic Statements and 24-hour Bankline

$50 minimum deposit required to open checking accounts (except the Advantage checking requires $500.00). Ask for full truth-in-savings disclosure
* BANKWEST ATMs - No fee, other ATMs - $1.50 (additional fees may also apply at other non-BANKWEST owned ATMs)
** Subject to approved application