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Kasasa Cash: *Qualification Information: Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances less than or equal to $15,000 will receive APY of 0.50%; and balances over $15,000 earn 0.10% interest rate on the portion of balance over $15,000, resulting in a range from 0.50% to 0.11% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $20 (max. $4.99 per single transaction) for ATM withdrawal fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 09/21/2017. Rates and rewards are variable and may change after account is opened.

Additional Information: Kasasa Cash is available as a personal account only, and is limited to one account per customer. No monthly maintenance fee. See “Service Fees” for other fees that may apply to this account. Fees could reduce earnings. Contact a BANKWEST service representative for additional information, details, and enrollment instructions. Member FDIC. Kasasa Cash is a trademark of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash Back: *Qualification Information: Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.50% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $5.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to an aggregate total of $20 (max. $4.99 per single transaction) for ATM withdrawal fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Kasasa Cash Back is available as a personal account only, and is limited to one account per customer. Receipt of electronic statements (with valid email address) is a condition of this account. If this condition is not met, BANKWEST reserves the right to convert your Kasasa Cash Back account to a Choice Plus Checking account with proper notice. No monthly maintenance fee. See “Service Fees” for other fees that may apply to this account. Fees could reduce earnings. Contact a BANKWEST service representative for additional information, details, and enrollment instructions. Member FDIC. Kasasa Cash Back is a trademark of Kasasa, Ltd., registered in the U.S.A.