Mortgage Lender  

 

BANKWEST has an immediate opening for a mortgage lender.  The Mortgage Lender is responsible for producing high-quality residential loans that meet the bank’s guidelines by building relationships with realtors, builders and individuals while providing excellent customer service.  The Mortgage Lender must be motivated by making a difference in the lives of customers buying a home and working with the staff and underwriters throughout the loan process.

Duties and responsibilities include:

  • Originate residential mortgage loans in and around BANKWEST’S locations
  • Educate, advise, and guide potential borrowers through the mortgage loan process
  • Interpret credit reports, evaluate creditworthiness and eligibility requirements
  • Interview loan applicants to assess loan requirements
  • Advise loan applicants on loan options
  • Provide timely loan disclosures
  • Align loan offering with the customer’s best interests
  • Gather, analyze, and submit various loan-related or financial documentation
  • Inform customers of loan approvals or denials
  • Oversee loan process through closing
  • Provide superior customer care during the mortgage process and afterwards
  • Document mortgage funding over the past 12 months
  • Work with various mortgage brokers to determine the best available options of mortgage loans
  • Build a referral network by developing positive relationships with clients, lenders, real estate agents, local business networks, etc.

Qualification Desired:

  • Mortgage industry experience
  • 2 or more years of sales experience in financial services or outside sales
  • Excellent verbal, written, and interpersonal communication skills.
  • Ability to provide excellent customer service
  • Working knowledge of loan origination software and Microsoft Office
  • Ability to meet deadlines, multitask, and handle confidential information
  • Attention to detail
  • Must possess a professional and friendly demeanor
  • Ability to work as a team

Additional Expectations:

  • Comply with all state and federal regulatory requirements
  • Meet the Consumer Financial Protection Bureau qualification requirements
  • Comply with BANKWEST’s policies
  • Pass pre-employment background, credit, and personality checks
  • Research and provide input on loan policies as needed