APY = Annual Percentage Yield. Rates effective as of 01/02/2019. Fees may reduce earnings. All variable interest rates are subject to change at any time.

Kasasa Cash*Learn More

TierAPY*Minimum Required Opening Deposit
$0 - $15,0000.50%$50
$15,000 and above depending on balance in account*0.50% to 0.11% $50
Qualifications not met0.01%$50

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive electronic statements
  • Be enrolled in and log into online banking

Preferred CheckingLearn More

Account TypeInterest RateAPYMinimum Required Opening Deposit
Preferred Checking $50,000 in any combination of deposits required0.15%0.15%$50
Analysis Account Earnings Credit0.20% 0.20%

Business CheckingLearn More

Account TypeInterest RateAPYMinimum Required Opening Deposit
Business Interest Checking0.10% 0.10% $500
Business Interest Checking Earnings Credit0.50% 0.50%
Business Analysis Earnings Credit0.50% 0.50%

Regular SavingsLearn More

Interest RateAPYMinimum Required Opening Deposit
0.10% 0.10% $100

Money Market SavingsLearn More

Interest RateAPYMinimum Required Opening Deposit
0.15% 0.15% $2,000

Preferred Money Market SavingsLearn More

TierInterest RateAPYMinimum Required Opening Deposit
$0 - $24,999.99 0.20% 0.20% $10,000
$25,000.00 - $49,999.99 0.20% 0.20% $10,000
$50,000.00 - $124,999.99 0.30% 0.30% $10,000
$125,000.00 - $249,999.99 0.30% 0.30% $10,000
$250,000 and above 0.40% 0.40% $10,000

High-Yield Money Market SavingsLearn More

TierInterest RateAPYMinimum Required Opening Deposit
$0 - $249,999.990.25% 0.25% $10,000
$250,000 - $749,999.99 0.40% 0.40% $10,000
$750,000 and above 0.60% 0.60% $10,000

Certificates of DepositLearn More

TierInterest RateAPYMinimum Required Opening Deposit
3 Month Certificate 0.15% 0.15% $2,000
6 Month Certificate 0.25% 0.25% $2,000
12 Month Certificate 0.40% 0.40% $2,000
24 Month Certificate 0.65% 0.65% $2,000
36 Month Certificate 1.00% 1.00% $2,000
48 Month Certificate 1.20% 1.21% $2,000
60 Month Certificate 1.40% 1.41% $2,000

Substantial penalty for early withdrawal.

IRAsLearn More

TierInterest Rate APYMinimum Deposit to Open Account & To Obtain Disclosed APY
18 Month IRA Certificate 1.75% 1.76% $2,000
30 Month IRA Certificate 2.10% 2.12% $2,000

Substantial penalty for early withdrawal.