APY = Annual Percentage Yield. Rates effective as of 8/1/17. Fees may reduce earnings. All variable interest rates are subject to change at any time.

Kasasa Cash*Learn More

TierAPY*Minimum Required Opening Deposit
$0 - $15,0000.50%$50
$15,000 and above depending on balance in account*0.50% to 0.10% $50
Qualifications not met0.05%$50

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive electronic statements
  • Be enrolled in and log into online banking

Preferred CheckingLearn More

Account TypeInterest RateAPYMinimum Required Opening Deposit
Preferred Checking $50,000 in any combination of deposits required0.15%0.15%$50
Analysis Account Earnings Credit0.20% 0.20%

Business CheckingLearn More

Account TypeInterest RateAPYMinimum Required Opening Deposit
Premier Plus Business Checking 0.10% 0.10% $500
Premier Business Earnings Credit0.50% 0.50%
Premier Business Plus Earnings Credit0.50% 0.50%

Regular SavingsLearn More

Interest RateAPYMinimum Required Opening Deposit
0.10% 0.10% $100

Money Market SavingsLearn More

Interest RateAPYMinimum Required Opening Deposit
0.15% 0.15% $2,000

Certificates of DepositLearn More

TierInterest RateAPYMinimum Required Opening Deposit
3 Month Certificate 0.5% 0.5% $2,000
6 Month Certificate 0.10% 0.10% $2,000
12 Month Certificate 0.20% 0.20% $2,000
24 Month Certificate 0.40% 0.40% $2,000
36 Month Certificate 0.50% 0.50% $2,000
48 Month Certificate 0.60% 0.60% $2,000
60 Month Certificate 0.70% 0.70% $2,000

Substantial penalty for early withdrawal.

IRAsLearn More

TierInterest Rate APYMinimum Deposit to Open Account & To Obtain Disclosed APY
18 Month IRA Certificate 0.30% 0.30% $2,000
30 Month IRA Certificate 0.50% 0.50% $2,000

Substantial penalty for early withdrawal.