APY = Annual Percentage Yield. Rates effective as of 7/15/2026. Fees may reduce earnings.
Certificate of Deposit Specials
| Tier | Interest Rate | APY* | Minimum Required Opening Deposit |
|---|---|---|---|
| 7 Month Certificate | 3.45% | 3.50% | $25,000.00 |
| 13 Month Certificate | 3.75% | 3.81% | $25,000.00 |
APY = Annual Percentage Yield. Minimum deposit of $25,000 required to open. Rates effective as of July 15, 2026. CD rates are fixed upon opening the account. APYs assume money stays on deposit until CD maturity date. An early withdrawal penalty may be assessed and may decrease earnings. If you close the account before interest is credited, you may not receive the accrued interest. Upon maturity, the 13-month CD will automatically renew for a successive term based on the term, minimum balance, and other features of the 12-month certificate of deposit available at that time. Upon maturity, the 7-month CD will automatically renew for a successive term based on the term, minimum balance, and other features of the 6-month certificate of deposit available at that time. For more information regarding interest rates and APYs in effect at the time of CD renewal, please contact one of our bankers.
Certificates of Deposit Learn More
| Tier | Interest Rate | APY* | Minimum Required Opening Deposit |
|---|---|---|---|
| 3 Month Certificate | 1.60% | 1.61% | $2,000 |
| 6 Month Certificate | 1.65% | 1.66% | $2,000 |
| 12 Month Certificate | 1.80% | 1.81% | $2,000 |
| 24 Month Certificate | 1.90% | 1.91% | $2,000 |
| 36 Month Certificate | 2.00% | 2.02% | $2,000 |
| 48 Month Certificate | 2.15% | 2.17% | $2,000 |
| 60 Month Certificate | 2.30% | 2.32% | $2,000 |
Fees, if any, could reduce earnings. Early withdrawal penalties: A penalty may be imposed for withdrawals before maturity. *Annual Percentage Yield.
Rewards Learn More
| Tier | Interest Rate* | APY** | Minimum Required Opening Deposit |
|---|---|---|---|
| $0 - $15,000 | 0.50% | 0.50% | $50 |
| $15,000 and above depending on balance in account | 0.50% to 0.11% | 0.50% to 0.11% | $50 |
| Qualifications not met | 0.01% | 0.01% | $50 |
Enrollments must be in place and all of the following transactions and activities must post and settle to your Rewards account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 10 debit card purchases
- Be enrolled in and agree to receive electronic statements
- Be enrolled in and log into online banking
* Variable interest rate subject to change at any time. ** Annual Percentage Yield.
Preferred Checking Learn More
| Account Type | Interest Rate* | APY** | Minimum Required Opening Deposit |
|---|---|---|---|
| Preferred Checking $50,000 in any combination of deposits required | 0.15% | 0.15% | $50 |
| Analysis Account Earnings Credit | 0.20% | 0.20% |
* Variable interest rate subject to change at any time ** Annual Percentage Yield
Business Checking Learn More
| Account Type | Interest Rate* | APY** | Minimum Required Opening Deposit |
|---|---|---|---|
| Business Interest Checking | 0.10% | 0.10% | $500 |
| Business Interest Checking Earnings Credit | 0.50% | 0.50% | |
| Business Analysis Earnings Credit | 0.50% | 0.50% |
* Variable interest rate subject to change at any time. ** Annual Percentage Yield.
Regular Savings Learn More
| Interest Rate* | APY** | Minimum Required Opening Deposit |
|---|---|---|
| 0.15% | 0.15% | $100 |
* Variable interest rate subject to change at any time. ** Annual Percentage Yield.
Money Market Savings Learn More
| Interest Rate* | APY** | Minimum Required Opening Deposit |
|---|---|---|
| 0.15% | 0.15% | $2,000 |
* Variable interest rate subject to change at any time. ** Annual Percentage Yield.
Preferred Money Market Savings Learn More
| Tier | Interest Rate* | APY** | Minimum Required Opening Deposit |
|---|---|---|---|
| $0 - $24,999.99 | 0.50% | 0.50% | $10,000 |
| $25,000.00 - $49,999.99 | 0.50% | 0.50% | $10,000 |
| $50,000.00 - $124,999.99 | 0.60% | 0.60% | $10,000 |
| $125,000.00 - $249,999.99 | 0.60% | 0.60% | $10,000 |
| $250,000 and above | 1.0% | 1.0% | $10,000 |
* Variable interest rate subject to change at any time. ** Annual Percentage Yield.
High-Yield Money Market Savings Learn More
| Tier | Interest Rate* | APY** | Minimum Required Opening Deposit |
|---|---|---|---|
| $0 - $249,999.99 | 0.75% | 0.75% | $10,000 |
| $250,000 - $749,999.99 | 1.75% | 1.76% | $10,000 |
| $750,000 and above | 2.10% | 2.12% | $10,000 |
* Variable interest rate subject to change at any time. ** Annual Percentage Yield.
IRAs Learn More
| Tier | Interest Rate | APY* | Minimum Deposit to Open Account & To Obtain Disclosed APY |
|---|---|---|---|
| 18 Month IRA Certificate | 2.00% | 2.02% | $2,000 |
| 30 Month IRA Certificate | 2.25% | 2.27% | $2,000 |
Fees, if any, could reduce earnings. Early withdrawal penalties: A penalty may be imposed for withdrawals before maturity. *Annual Percentage Yield.
