APY = Annual Percentage Yield. Rates effective as of 02/12/2021. Fees may reduce earnings. 

Rewards Learn More

Tier Interest Rate* APY** Minimum Required Opening Deposit
$0 - $15,000 0.50% 0.50% $50
$15,000 and above depending on balance in account 0.50% to 0.11% 0.50% to 0.11% $50
Qualifications not met 0.01% 0.01% $50

Enrollments must be in place and all of the following transactions and activities must post and settle to your Rewards account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive electronic statements
  • Be enrolled in and log into online banking

  * Variable interest rate subject to change at any time.  ** Annual Percentage Yield.

Preferred Checking Learn More

Account Type Interest Rate* APY** Minimum Required Opening Deposit
Preferred Checking $50,000 in any combination of deposits required 0.15% 0.15% $50
Analysis Account Earnings Credit 0.20% 0.20%  

  * Variable interest rate subject to change at any time   ** Annual Percentage Yield

Business Checking Learn More

Account Type Interest Rate* APY** Minimum Required Opening Deposit
Business Interest Checking 0.10% 0.10% $500
Business Interest Checking Earnings Credit 0.50% 0.50%  
Business Analysis Earnings Credit 0.50% 0.50%  

  * Variable interest rate subject to change at any time.  ** Annual Percentage Yield.

Regular Savings Learn More

Interest Rate* APY** Minimum Required Opening Deposit
0.10% 0.10% $100

  * Variable interest rate subject to change at any time.  ** Annual Percentage Yield.

Money Market Savings Learn More

Interest Rate* APY** Minimum Required Opening Deposit
0.15% 0.15% $2,000

  * Variable interest rate subject to change at any time.  ** Annual Percentage Yield.

Preferred Money Market Savings Learn More

Tier Interest Rate* APY** Minimum Required Opening Deposit
$0 - $24,999.99 0.20% 0.20% $10,000
$25,000.00 - $49,999.99 0.20% 0.20% $10,000
$50,000.00 - $124,999.99 0.30% 0.30% $10,000
$125,000.00 - $249,999.99 0.30% 0.30% $10,000
$250,000 and above 0.40% 0.40% $10,000

  * Variable interest rate subject to change at any time.  ** Annual Percentage Yield.

High-Yield Money Market Savings Learn More

Tier Interest Rate* APY** Minimum Required Opening Deposit
$0 - $249,999.99 0.25% 0.25% $10,000
$250,000 - $749,999.99 0.40% 0.40% $10,000
$750,000 and above 0.60% 0.60% $10,000

  * Variable interest rate subject to change at any time.  ** Annual Percentage Yield.

Certificates of Deposit Learn More

Tier Interest Rate APY* Minimum Required Opening Deposit
3 Month Certificate 0.10% 0.10% $2,000
6 Month Certificate 0.15% 0.15% $2,000
12 Month Certificate 0.30% 0.30% $2,000
24 Month Certificate 0.40% 0.40% $2,000
36 Month Certificate 0.50% 0.50% $2,000
48 Month Certificate 0.65% 0.65% $2,000
60 Month Certificate 0.80% 0.80% $2,000

Fees, if any, could reduce earnings. Early withdrawal penalties: A penalty may be imposed for withdrawals before maturity.  *Annual Percentage Yield.

IRAs Learn More

Tier Interest Rate APY* Minimum Deposit to Open Account & To Obtain Disclosed APY
18 Month IRA Certificate 0.50% 0.50% $2,000
30 Month IRA Certificate 0.65% 0.65% $2,000

Fees, if any, could reduce earnings. Early withdrawal penalties: A penalty may be imposed for withdrawals before maturity.  *Annual Percentage Yield.