Deposit Rates

Account Type Interest Rate APY* Minimum Deposit to Open Account
Checking
  Power Checking**
    $0 - $24,999.99 0.25% 0.25% $100.00
    $25,000.00 and above 0.10% 0.25 to 0.10% $100.00
    If 4 requirements are not met 0.05% 0.05% $100.00
  Advantage
    $0 - $999.00 0.05% 0.05% $500.00
    $1,000.00 and above 0.05% 0.05% $500.00
  Preferred Checking 0.15% 0.15% $50.00
    ($50,000 in any combination of deposits required)
  Premier Plus Business Checking 0.10% 0.10% $500.00
  Analysis Account Earnings Credit 0.20% 0.20%  
  Premier Business Earnings Credit 0.50% 0.50%  
  Premier Business Plus Earnings Credit 0.50% 0.50%  
Regular Savings 0.10% 0.10% $100.00
Money Market Savings 0.15% 0.15% $2,000.00
Preferred Money Market Savings
  $0 - $24,999.99 0.10% 0.10% $10,000.00
  $25,000.00 - $49,999.99 0.10% 0.10% $10,000.00
  $50,000.00 - $124,999.99 0.10% 0.10% $10,000.00
  $125,000.00 - $249,999.99 0.15% 0.15% $10,000.00
  $250,000 and above 0.15% 0.15% $10,000.00
High Yield Money Market Savings
    $0 - $249,999.99 0.15% 0.15% $10,000.00
    $250,000 - $749,999.99 0.15% 0.15% $10,000.00
    $750,000 and above 0.15% 0.15% $10,000.00
Certificates of Deposit Interest Rate APY* Minimum Deposit to Open Account
& To Obtain Disclosed APY*
  3 Month Certificate 0.05% 0.05% $2,000.00
  6 Month Certificate 0.10% 0.10% $2,000.00
  12 Month Certificate 0.20% 0.20% $2,000.00
  24 Month Certificate 0.40% 0.40% $2,000.00
  36 Month Certificate 0.50% 0.50% $2,000.00
  48 Month Certificate 0.60% 0.60% $2,000.00
  60 Month Certificate 0.70% .0.70% $2,000.00
 
       
IRAs
  18 Month IRA Certificate 0.30% 0.30% $2,000.00
  30 Month IRA Certificate 0.50% 0.50% $2,000.00
       
       

* APY = Annual Percentage Yield - Effective as of May 1, 2017 Interest rate and APY subject to change without notification.
** Interest rates paid on balances each qualification cycle the requirements are met: access internet banking; have one direct deposit or one automatic payment post and clear; receive electronic statement (valid email address required); have 10 debit card point of sale transactions post and clear. Available as a personal account only; limited to one account per customer 18 years of age or older; account subject to credit approval. No monthly service charge.

Member of the Federal Deposit Insurance Corporation; Penalties imposed on certificates of deposits for early withdrawals; 3 month term = forfeit 3 months of interest; 6 month term = forfeit 3 months of interest; > 6 month term = forfeit 6 months of interest.

Fees could reduce earnings.